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The Ultimate Payment
Gateway for Small Businesses

Accept payments, manage virtual accounts, and scale your small business with enterprise-grade payment infrastructure designed for growth.

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Trusted by leading companies

Secure & Reliable

Bank-grade security standards protecting every transaction.

Lightning Fast

99.99% uptime with sub-second transaction processing.

Global Scale

Infrastructure built to support businesses across Africa.

About Us

Empowering Your Digital Economy

VTStack is more than just a payment gateway. We are the backbone of modern small businesses, providing the essential infrastructure needed to process payments, manage virtual accounts, and automate verified transactions.

Whether you're a startup or an enterprise, our platform scales with you, offering robust APIs and intuitive tools to manage your financial flows.

Learn more about our mission
Features

Everything you need to succeed

Powerful tools designed to help you build, launch, and scale your fintech product.

Virtual Accounts

Instantly generate dedicated virtual bank accounts for your users to fund their wallets.

Instant Settlement

Receive payments instantly and settle to your bank account without delays.

Fraud Protection

Advanced fraud detection systems to keep your platform and users safe.

Automated Payouts

Securely send money to any bank account or wallet with our automated payout system.

Webhooks

Real-time notifications for every transaction event on your platform.

Developer Tools

Comprehensive API documentation, sandboxes, and developer logs.

Pricing

Simple, Transparent Pricing

No hidden fees. Pay only for what you use.

Starter

Perfect for new businesses.

1%/ transaction
  • Capped at ₦2000
  • Instant Settlement
  • Standard Support
Get Started
POPULAR

Growth

For scaling platforms.

1%/ transaction
  • Capped at ₦1500
  • Instant Settlement
  • Priority Support
  • Dedicated Account Manager
Choose Growth

Enterprise

For high volume processing.

Custom
  • Volume Discounts
  • 24/7 Dedicated Support
  • Custom Integration
Contact Sales
For Developers

Built for builders

Our API is designed to be intuitive and powerful. Get started in minutes with our comprehensive documentation and SDKs.

Read the Docs View on GitHub
POST /api/v1/virtual-accounts
const response = await api.createAccount({
email: 'user@example.com',
firstName: 'John',
lastName: 'Doe',
bvn: '12345678901'
});
// Returns
{
"success": true,
"accountNumber": "9012345678",
"bankName": "PalmPay"
}

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Modern payment infrastructure for the internet economy.

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